Have you ever noticed all the “out of state plates” on cars these days? I see them everywhere: I see them on the highways, I see them in the shopping malls and I even see them parked on the streets.
Did you know that registering a car in another state where you don’t actually live, is considered auto insurance fraud? This type of fraud costs everyone millions of dollars every year because the scammers pay less for insurance than they should and you end up paying more to compensate. Why should you have to pay more for car insurance?
While I can’t determine if any of the cars with the “out of state plates” are actually committing auto insurance fraud, I do think that the insurance companies should be notified of their existence so they can begin to investigate them for potential auto insurance fraud.
Therefore, I have decided to post the plate numbers of any vehicle with “out of state plates” that I have actually seen that have met the following criteria: (1) it is seen parked locally and (2) it has been seen again parked locally on a different date, at the same location or within the same area or proximity and most importantly (3) it has been seen parked locally multiple times within a certain set period of time in same said area (for example, seen 10 times within a 30 day period).
The list of criteria listed above will help the insurance companies in making the determination of whether the owners of these vehicles are either: a)”just visiting friends”, b) ” vacationing in the state”,(c) “working at a job nearby” or (d) are actually engaged in committing auto insurance fraud.
This list will be posted here online for ALL insurance companies to peruse at their discretion. However, the mere posting of these “out of state” plates does not incriminate the owners of these vehicles but merely raises a specter of doubt and may create enough probable cause for the insurance companies to start an investigation.
I am hoping to enlist the help of my readers by asking them to contact their local Department of Motor Vehicle (DMV), and/or by contacting their state’s Insurance Department and/or contacting The National Insurance Crime Bureau (NICB) directly at 1-800-835-6422 whenever they see or suspect this type of auto insurance fraud.