Since this is also a fraud prevention site, I have decided to pass along tips to my readers on a on-going basis to help them spot potential frauds and to help protect themselves from becoming victims themselves.
A friend of mine was recently involved in an automobile accident , where the driver of the other car apparently fled the scene of the accident and then later gave their own insurance company false information about their actions thereby possibly committing auto insurance fraud.
However, since there weren’t any witnesses and there weren’t any camera footage available, it was my friend’s word against the other driver’s words. Eventually, my friend was told by her own insurance company that she was found to be partially at fault for the accident and she would also be liable for some of the damages. What could she have done to have prevented this?
TIP#1: GET YOURSELF A DASH CAMERA
Although it means you will have to spend some money, it may prove itself to be a wise and worthwhile investment in the long run. Dash cam footage could have proven to the insurance company who was really at fault in my friend’s case, and this probably would have saved her hundreds of dollars that she ended up paying for repairs at the automobile body shop. As a matter-of-fact, one of the first question her insurance company asked her was: ” did you have a dash camera?”
While the costs of some cameras can run as high as $1500 (in US dollars), most cameras are quite affordable and can be bought at any consumer electronics store or at warehouse outlets like Costco for $100 or less. Shop around online also and you may find a better brand or price. But, always remember to do your research first. Well, that’s all for my tip for the day.