End Insurance Fraud

Have you ever noticed all the “out of state plates” on cars these days? I see them everywhere: I see them on the highways, I see them in the shopping malls and I even see them parked on the streets.

Did you know that registering a car in another state where you don’t actually live, is considered auto insurance fraud? This type of fraud costs everyone millions of dollars every year because the scammers pay less for insurance than they should and you end up paying more to compensate. Why should you have to pay more for car insurance?

While I can’t determine if any of the cars with the “out of state plates” are actually committing auto insurance fraud, I do think that the insurance companies should be notified of their existence so they can begin to investigate them for potential auto insurance fraud.

Therefore, I have decided to post the plate numbers of any vehicle with “out of state plates” that I have actually seen that have met the following criteria: (1) it is seen parked locally and (2) it has been seen again parked locally on a different date, at the same location or within the same area or proximity and most importantly (3) it has been seen parked locally multiple times within a certain set period of time in same said area (for example, seen 10 times within a 30 day period).

The list of criteria listed above will help the insurance companies in making the determination of whether the owners of these vehicles are either: a)”just visiting friends”, b) ” vacationing in the state”,(c) “working at a job nearby” or (d) are actually engaged in committing auto insurance fraud.

This list will be posted here online for ALL insurance companies to peruse at their discretion. However, the mere posting of these “out of state” plates does not incriminate the owners of these vehicles but merely raises a specter of doubt and may create enough probable cause for the insurance companies to start an investigation.

I am hoping to enlist the help of my readers by asking them to contact their local Department of Motor Vehicle (DMV), and/or by contacting their state’s Insurance Department and/or contacting The National Insurance Crime Bureau (NICB) directly at 1-800-835-6422 whenever they see or suspect this type of auto insurance fraud.

Since this is also a fraud prevention site, I have decided to pass along tips to my readers on a on-going basis to help them spot potential frauds and to help protect themselves from becoming victims themselves.

A friend of mine was recently involved in an automobile accident , where the driver of the other car apparently fled the scene of the accident and then later gave their own insurance company false information about their actions thereby possibly committing auto insurance fraud.

However, since there weren’t any witnesses and there weren’t any camera footage available, it was my friend’s word against the other driver’s words. Eventually, my friend was told by her own insurance company that she was found to be partially at fault for the accident and she would also be liable for some of the damages. What could she have done to have prevented this?

TIP#1: GET YOURSELF A DASH CAMERA

Although it means you will have to spend some money, it may prove itself to be a wise and worthwhile investment in the long run. Dash cam footage could have proven to the insurance company who was really at fault in my friend’s case, and this probably would have saved her hundreds of dollars that she ended up paying for repairs at the automobile body shop. As a matter-of-fact, one of the first question her insurance company asked her was: ” did you have a dash camera?”

While the costs of some cameras can run as high as $1500 (in US dollars), most cameras are quite affordable and can be bought at any consumer electronics store or at warehouse outlets like Costco for $100 or less. Shop around online also and you may find a better brand or price. But, always remember to do your research first. Well, that’s all for my tip for the day.

Hello World. Often this type of fraud is perpetrated by the owners of the auto repair shops in concert with the insurance adjusters, and sometimes in concert with the drivers and owner of the autos themselves. Through claims of fraudulent damages and fraudulent medical expenses, businesses and consumers ends up paying billions of dollars in additional costs through increased premiums and higher deductibles.

The only way to curtail these costs are to prevent them and to expose them. This website gives everyone a chance to have an active voice in exposing these types of auto insurance frauds and also to demand changes from their local politicians and legislators. Now you can have a chance to expose what you see or know about faked accidents and fraudulent insurance related claims.

Just email me what you see or know about and I will look to post it online here.

If you ever felt that everyone else was cheating the system but there wasn’t anything you could do about it. Well, now you have a way to be heard… Welcome to my new webpage, where I invite you to expose any kind of fraud that you see or hear about: auto insurance, health insurance, medical insurance fraud and even welfare fraud.

Just send me an email at idaknowles@endinsurancefraud.com and if there appears to be any merit to your claims of fraudulent behavior, I will publish your findings here on my website for all to see.

Welcome to endinsurancefraud. This is my first post. Send me your comments or questions at IdaKnowles@endinsurancefraud.com